Business interruption
Gross profit, increased cost of working and indemnity period calculated properly, with interim payments negotiated.
Learn more →Insurance claims for business owners.
Material damage is only half of a commercial claim. The business interruption side, gross profit, increased cost of working and indemnity period, is where the real money often sits. We prepare both properly.
For businesses
Get trading again, on the right settlement.
For commercial losses the pressure is doubled, because every day the business is not fully trading is a day of lost margin. We push for interim payments early, manage temporary premises or equipment where needed, and prepare a business interruption claim that reflects what the loss actually costs you.
- Interim payments negotiated early to fund reinstatement
- Temporary premises, plant or equipment arranged where cover permits
- Gross profit and increased cost of working calculated properly
- Indemnity period argued on the true recovery curve, not a token 12 months
Claim types we handle
What we cover for businesses
The most common causes of loss we handle for businesses. If yours is not listed, call us. If we can help, we will say so.
Fire and smoke
Total loss and partial loss handled, from initial salvage through to reinstatement of premises.
Learn more →Flood damage
Commercial premises drying, deep clean and reinstatement, with lost stock evidenced.
Learn more →Escape of water
Burst pipes, sprinkler leaks and long-running commercial water damage, including consequential losses.
Learn more →Theft and burglary
Stock loss, damaged premises, security upgrades and any business interruption during closure.
Learn more →Malicious damage
Vandalism, riots and civil disturbance losses, with an evidence trail suitable for the insurer.
Learn more →