/* KBR Management — shared stylesheet */

*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
:root{
    --ink:oklch(0.22 0.014 255);
    --ink-2:oklch(0.24 0.016 255);
    --ink-3:oklch(0.27 0.016 255);
    --ink-4:oklch(0.34 0.014 255);
    --slate-1:oklch(0.36 0.012 255);
    --slate-2:oklch(0.42 0.014 255);
    --slate-3:oklch(0.46 0.014 255);
    --slate-4:oklch(0.48 0.014 255);
    --slate-5:oklch(0.5 0.014 255);
    --slate-6:oklch(0.52 0.014 255);
    --slate-7:oklch(0.56 0.014 255);
    --line:oklch(0.95 0.004 250);
    --line-2:oklch(0.945 0.005 250);
    --line-3:oklch(0.9 0.008 250);
    --line-4:oklch(0.91 0.008 250);
    --line-5:oklch(0.965 0.004 250);
    --paper:oklch(0.982 0.004 250);
    --paper-2:oklch(0.99 0.004 250);
    --accent:oklch(0.56 0.1 248);
    --accent-2:oklch(0.48 0.1 248);
    --accent-3:oklch(0.62 0.1 248);
    --accent-4:oklch(0.66 0.1 248);
    --accent-hover:oklch(0.4 0.1 248);
    --accent-bg:oklch(0.965 0.022 248);
    --accent-line:oklch(0.9 0.024 248);
    --accent-line-2:oklch(0.92 0.02 248);
    --green:oklch(0.6 0.14 160);
    --dark:oklch(0.24 0.016 255);
    --dark-2:oklch(0.27 0.016 255);
    --dark-3:oklch(0.23 0.016 255);
    --dark-line:oklch(0.36 0.016 255);
}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
    font-family:'Schibsted Grotesk',-apple-system,BlinkMacSystemFont,'Segoe UI',Helvetica,Arial,sans-serif;
    color:var(--ink);
    background:#fff;
    -webkit-font-smoothing:antialiased;
    overflow-x:hidden;
    -webkit-tap-highlight-color:transparent;
    text-rendering:optimizeLegibility;
}
a{color:var(--accent);text-decoration:none;transition:color .15s ease}
a:hover{color:var(--accent-hover)}
img{max-width:100%;height:auto;display:block}
button{font:inherit;color:inherit;background:none;border:none;cursor:pointer}
::selection{background:oklch(0.85 0.06 248);color:var(--ink)}

/* Keyboard focus ring */
:focus{outline:none}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:6px}
.btn:focus-visible,.nav-cta:focus-visible,.submit:focus-visible,.chip:focus-visible{outline-offset:3px}
.field input:focus-visible,.field textarea:focus-visible,.field select:focus-visible{outline:none;border-color:var(--accent-3);box-shadow:0 0 0 3px oklch(0.56 0.1 248 / .3)}

/* Skip link (visible on focus) */
.skip{position:absolute;left:-9999px;top:auto;background:var(--dark);color:#fff;padding:12px 18px;border-radius:8px;font-weight:600;font-size:14px;z-index:200}
.skip:focus,.skip:focus-visible{left:12px;top:12px}

/* Reduced motion */
@media (prefers-reduced-motion:reduce){
    html{scroll-behavior:auto}
    *,*::before,*::after{transition-duration:.01ms !important;animation-duration:.01ms !important;animation-iteration-count:1 !important}
}

.wrap{max-width:1280px;margin:0 auto;padding:0 44px}
.eyebrow{font-family:'Spline Sans Mono',ui-monospace,SFMono-Regular,Menlo,monospace;font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent)}

/* Logo */
.logo{display:flex;align-items:stretch;gap:11px;color:inherit}
.logo-bar{width:3px;border-radius:2px;background:var(--accent)}
.logo-text{display:flex;flex-direction:column;gap:4px}
.logo-word{font-family:Archivo,sans-serif;font-size:26px;font-weight:800;letter-spacing:-.045em;line-height:.84;color:var(--ink-2)}
.logo-sub{font-family:Archivo,sans-serif;font-size:6.5px;font-weight:800;letter-spacing:.3em;color:var(--slate-5)}

/* Header + nav */
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.78);backdrop-filter:saturate(1.4) blur(16px);-webkit-backdrop-filter:saturate(1.4) blur(16px);border-bottom:1px solid var(--line);transition:box-shadow .2s ease,background-color .2s ease}
.site-header.scrolled{background:rgba(255,255,255,.92);box-shadow:0 6px 22px -18px rgba(20,30,45,.35)}
@supports not (backdrop-filter: blur(16px)){.site-header{background:#fff}}
.nav-inner{padding:20px 44px;max-width:1280px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:40px}
.nav-links{display:flex;align-items:center;gap:4px;font-size:14px;font-weight:500}
.nav-links a,.nav-links .drop-toggle{color:var(--slate-1);padding:9px 14px;border-radius:100px;transition:background .15s ease,color .15s ease;cursor:pointer}
.nav-links a:hover,.nav-links .drop-toggle:hover,.nav-links a.active{background:var(--line-5);color:var(--ink)}
.nav-item{position:relative}
.drop-toggle{display:inline-flex;align-items:center;gap:5px}
.drop-toggle::after{content:'';width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translate(-1px,-1px);opacity:.7}
.drop{position:absolute;top:calc(100% + 8px);left:0;background:#fff;border:1px solid var(--line);border-radius:14px;padding:10px;min-width:240px;box-shadow:0 24px 48px -18px rgba(20,30,45,.18);opacity:0;visibility:hidden;transform:translateY(-4px);transition:opacity .15s ease,transform .15s ease,visibility .15s}
.nav-item:hover .drop,.nav-item:focus-within .drop{opacity:1;visibility:visible;transform:translateY(0)}
.drop a{display:block;padding:10px 14px;font-size:14px;font-weight:500;color:var(--slate-1);border-radius:10px;white-space:nowrap}
.drop a:hover{background:var(--line-5);color:var(--ink)}
.nav-right{display:flex;align-items:center;gap:18px}
.nav-phone{font-size:14.5px;font-weight:600;color:var(--ink);letter-spacing:-.01em}
.nav-cta{background:var(--dark);color:#fff;font-size:13.5px;font-weight:600;letter-spacing:-.005em;padding:11px 20px;border-radius:100px;transition:background .15s ease}
.nav-cta:hover{background:oklch(0.34 0.03 250);color:#fff}
.nav-phone-mob{display:none;width:44px;height:44px;align-items:center;justify-content:center;border-radius:100px;border:1px solid var(--line-3);background:#fff;color:var(--ink);position:relative;z-index:60}
.nav-phone-mob:hover{color:var(--ink);border-color:var(--accent-3);background:var(--accent-bg)}
.nav-phone-mob svg{width:18px;height:18px}
.mob-toggle{display:none;width:44px;height:44px;align-items:center;justify-content:center;border-radius:100px;border:1px solid var(--line-3);background:#fff;position:relative;z-index:60}
.mob-toggle span,.mob-toggle span::before,.mob-toggle span::after{content:'';display:block;width:20px;height:2px;background:var(--ink);position:absolute;left:12px;transition:.2s}
.mob-toggle span{top:21px}
.mob-toggle span::before{top:-6px;left:0}
.mob-toggle span::after{top:6px;left:0}
.mob-toggle.on span{background:transparent}
.mob-toggle.on span::before{top:0;transform:rotate(45deg)}
.mob-toggle.on span::after{top:0;transform:rotate(-45deg)}

.mob-menu{position:fixed;top:68px;right:0;bottom:0;left:0;background:#fff;z-index:55;padding:24px 24px 40px;display:flex;flex-direction:column;gap:4px;transform:translateX(100%);transition:transform .28s ease;overflow-y:auto;overscroll-behavior:contain;-webkit-overflow-scrolling:touch}
.mob-menu.on{transform:translateX(0)}
body.menu-open .site-header{background:#fff !important;box-shadow:0 8px 24px -20px rgba(20,30,45,.35)}
.mob-menu > a,.mob-menu-group summary{display:block;padding:14px 4px;font-size:17px;font-weight:600;color:var(--ink);border-bottom:1px solid var(--line);list-style:none;cursor:pointer}
.mob-menu-group summary::-webkit-details-marker{display:none}
.mob-menu-group summary::after{content:'+';float:right;color:var(--accent);font-weight:400}
.mob-menu-group[open] summary::after{content:'−'}
.mob-menu-group .sub{padding:6px 16px 14px;display:flex;flex-direction:column;gap:2px}
.mob-menu-group .sub a{padding:8px 4px;font-size:15px;font-weight:500;color:var(--slate-2)}
.mob-menu-cta{margin-top:20px;display:flex;flex-direction:column;gap:10px}
.mob-menu-cta .btn{width:100%}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:15px 28px;font-size:15.5px;font-weight:600;letter-spacing:-.01em;border-radius:100px;border:none;cursor:pointer;transition:background .15s ease,border-color .15s ease,color .15s ease;text-align:center}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:var(--accent-2);color:#fff}
.btn-secondary{background:#fff;border:1px solid var(--line-3);color:var(--ink)}
.btn-secondary:hover{border-color:oklch(0.8 0.02 250);color:var(--ink)}
.btn-dark{background:var(--dark);color:#fff}
.btn-dark:hover{background:oklch(0.34 0.03 250);color:#fff}
.btn-light{background:#fff;color:var(--dark)}
.btn-light:hover{background:var(--paper);color:var(--dark)}
.btn-ghost{background:transparent;border:1px solid rgba(255,255,255,.25);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.45)}

/* Home hero */
.hero{background:radial-gradient(120% 90% at 88% 8%, oklch(0.95 0.028 248) 0%, rgba(255,255,255,0) 58%), linear-gradient(180deg, var(--paper-2) 0%, #fff 100%)}
.hero-inner{max-width:1280px;margin:0 auto;padding:108px 44px 96px;display:grid;grid-template-columns:1.02fr .98fr;gap:80px;align-items:center}
.hero-copy{display:flex;flex-direction:column;gap:30px}
.hero-pill{align-self:flex-start;display:flex;align-items:center;gap:9px;background:rgba(255,255,255,.7);border:1px solid var(--accent-line-2);border-radius:100px;padding:7px 15px 7px 11px}
.hero-pill .dot{width:6px;height:6px;border-radius:50%;background:var(--green)}
.hero-pill span:last-child{font-size:12.5px;font-weight:500;letter-spacing:-.005em;color:oklch(0.38 0.014 255)}
.hero h1{margin:0;font-size:68px;font-weight:600;letter-spacing:-.042em;line-height:1;text-wrap:balance}
.hero-lede{margin:0;font-size:19.5px;line-height:1.6;font-weight:400;color:var(--slate-3);max-width:29em;text-wrap:pretty}
.hero-btns{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.hero-visual{position:relative;display:flex;flex-direction:column;gap:16px}
.hero-image{aspect-ratio:5/4;border-radius:18px;overflow:hidden;box-shadow:0 30px 60px -30px rgba(20,30,45,.18);background:oklch(0.94 0.006 250);position:relative}
.hero-image::after{content:'';position:absolute;inset:0;box-shadow:inset 0 0 0 1px rgba(255,255,255,.08);border-radius:inherit;pointer-events:none}
.hero-image img{width:100%;height:100%;object-fit:cover;display:block}
.hero-badge-card{position:absolute;left:-44px;bottom:40px;background:#fff;border:1px solid oklch(0.94 0.006 250);border-radius:14px;padding:18px 22px;box-shadow:0 18px 40px -18px rgba(20,30,45,.22);display:flex;flex-direction:column;gap:4px}
.hero-badge-card-title{font-size:27px;font-weight:600;letter-spacing:-.03em}
.hero-badge-card-sub{font-size:12.5px;font-weight:400;color:var(--slate-5)}

.hero-stats{max-width:1280px;margin:0 auto;padding:0 44px 84px}
.hero-stats-grid{border-top:1px solid oklch(0.94 0.006 250);padding-top:32px;display:grid;grid-template-columns:repeat(4,1fr);gap:44px}
.hero-stat{display:flex;flex-direction:column;gap:7px}
.hero-stat-num{font-size:34px;font-weight:600;letter-spacing:-.035em;line-height:1}
.hero-stat-label{font-size:13.5px;color:var(--slate-5)}

/* Inner page hero */
.page-hero{background:linear-gradient(180deg, var(--paper-2) 0%, #fff 100%);border-bottom:1px solid var(--line)}
.page-hero-inner{max-width:1280px;margin:0 auto;padding:64px 44px 72px;display:flex;flex-direction:column;gap:22px}
.crumbs{font-family:'Spline Sans Mono',ui-monospace,SFMono-Regular,Menlo,monospace;font-size:11.5px;letter-spacing:.06em;color:var(--slate-5);display:flex;flex-wrap:wrap;gap:8px;align-items:center;text-transform:uppercase}
.crumbs a{color:var(--slate-5)}
.crumbs a:hover{color:var(--ink)}
.crumbs .sep{color:oklch(0.75 0.008 250)}
.page-hero h1{margin:0;font-size:54px;font-weight:600;letter-spacing:-.04em;line-height:1.02;text-wrap:balance;max-width:22ch}
.page-hero-lede{margin:0;font-size:19px;line-height:1.6;color:var(--slate-3);max-width:44em;text-wrap:pretty}
.page-hero-btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:8px}

/* Section */
section{scroll-margin-top:90px}
.section-band{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-inner{max-width:1280px;margin:0 auto;padding:96px 44px;display:flex;flex-direction:column;gap:52px}
.sec-h-row{display:flex;align-items:flex-end;justify-content:space-between;gap:56px;flex-wrap:wrap}
.sec-h{display:flex;flex-direction:column;gap:16px;max-width:680px}
.sec-h h2{margin:0;font-size:42px;font-weight:600;letter-spacing:-.035em;line-height:1.08;text-wrap:balance}
.sec-h p{margin:0;font-size:16.5px;line-height:1.7;color:var(--slate-4);text-wrap:pretty}
.sec-h-desc{margin:0;font-size:15.5px;line-height:1.7;color:var(--slate-4);max-width:26em;text-wrap:pretty}

/* Who cards */
.who-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.who-card{border:1px solid var(--line-2);border-radius:16px;overflow:hidden;display:flex;flex-direction:column;background:#fff;transition:border-color .2s ease,transform .2s ease,box-shadow .2s ease}
.who-card:hover{border-color:oklch(0.88 0.02 248);transform:translateY(-2px);box-shadow:0 20px 40px -20px rgba(20,30,45,.14)}
.who-card-img{height:196px;background:oklch(0.94 0.006 250);overflow:hidden}
.who-card-img img{width:100%;height:100%;object-fit:cover;display:block}
.who-card-body{padding:28px 28px 26px;display:flex;flex-direction:column;gap:12px;flex:1}
.who-card-body h3{margin:0;font-size:21px;font-weight:600;letter-spacing:-.025em}
.who-card-body p{margin:0;font-size:15px;line-height:1.7;color:var(--slate-4);text-wrap:pretty}
.who-card-link{margin-top:auto;padding-top:14px;font-size:14.5px;font-weight:600}

/* Claim cards */
.claims-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.claim-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;display:flex;flex-direction:column;gap:11px;transition:border-color .2s ease,transform .2s ease}
.claim-card:hover{border-color:oklch(0.88 0.02 248);transform:translateY(-1px)}
.claim-card-num{font-family:'Spline Sans Mono',monospace;font-size:11px;letter-spacing:.14em;color:var(--accent-3)}
.claim-card h3{margin:0;font-size:19px;font-weight:600;letter-spacing:-.02em;color:var(--ink)}
.claim-card p{margin:0;font-size:14.5px;line-height:1.7;color:var(--slate-4);text-wrap:pretty}
.claim-card a{display:inline-flex;font-size:14px;font-weight:600;color:var(--accent);margin-top:6px}

/* Difference */
.diff-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.diff-card{border-radius:18px;padding:38px;display:flex;flex-direction:column;gap:22px}
.diff-card-us{background:linear-gradient(165deg, var(--accent-bg) 0%, var(--paper-2) 70%);border:1px solid var(--accent-line)}
.diff-card-them{background:#fff;border:1px solid var(--line-2)}
.diff-head{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}
.diff-head h3{margin:0;font-size:23px;font-weight:600;letter-spacing:-.025em}
.diff-card-them .diff-head h3{color:var(--slate-2)}
.badge-us{font-size:11.5px;font-weight:600;letter-spacing:.02em;background:var(--accent);color:#fff;padding:6px 12px;border-radius:100px}
.badge-them{font-size:11.5px;font-weight:500;border:1px solid var(--line-3);color:oklch(0.5 0.014 250);padding:5px 12px;border-radius:100px}
.diff-list{display:flex;flex-direction:column;gap:14px;font-size:15.5px;line-height:1.6}
.diff-card-us .diff-list{color:var(--ink-4)}
.diff-card-them .diff-list{color:var(--slate-4)}
.diff-list-item{display:flex;gap:12px}
.diff-list-item .m{font-weight:700;flex-shrink:0}
.diff-card-us .diff-list-item .m{color:var(--accent)}
.diff-card-them .diff-list-item .m{color:oklch(0.75 0.008 250)}

/* Process */
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}
.process-step{display:flex;flex-direction:column;gap:14px}
.process-step-head{display:flex;align-items:center;gap:12px}
.process-num{width:30px;height:30px;border-radius:50%;font-size:13px;font-weight:600;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.process-num-1{background:var(--accent);color:#fff}
.process-num-r{background:#fff;border:1px solid oklch(0.89 0.008 250);color:oklch(0.4 0.014 255)}
.process-rule{flex:1;height:1px;background:var(--line-4)}
.process-step h3{margin:0;font-size:19px;font-weight:600;letter-spacing:-.025em}
.process-step p{margin:0;font-size:15px;line-height:1.7;color:var(--slate-4);text-wrap:pretty}

/* Fee + testimonial */
.fee-inner{max-width:1280px;margin:0 auto;padding:96px 44px;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.fee-copy{display:flex;flex-direction:column;gap:22px}
.fee-copy h2{margin:0;font-size:40px;font-weight:600;letter-spacing:-.035em;line-height:1.08;text-wrap:balance}
.fee-copy > p{margin:0;font-size:17px;line-height:1.7;color:var(--slate-3);text-wrap:pretty}
.fee-list{display:flex;flex-direction:column;gap:14px;padding-top:6px;font-size:15.5px;line-height:1.6;color:var(--ink-4)}
.fee-list-item{display:flex;gap:12px}
.fee-list-item .m{color:var(--accent);font-weight:700;flex-shrink:0}
.quote-card{background:var(--paper);border:1px solid var(--line);border-radius:20px;padding:44px;display:flex;flex-direction:column;gap:28px}
.quote-card blockquote{margin:0;font-size:23px;line-height:1.45;font-weight:400;letter-spacing:-.02em;color:oklch(0.3 0.014 255);text-wrap:pretty}
.quote-attr{display:flex;align-items:center;gap:14px}
.quote-avatar{width:42px;height:42px;border-radius:50%;background:repeating-linear-gradient(135deg, oklch(0.93 0.006 250) 0 6px, oklch(0.96 0.004 250) 6px 12px)}
.quote-attr-text{display:flex;flex-direction:column;gap:3px}
.quote-attr-name{font-size:14.5px;font-weight:600;letter-spacing:-.01em}
.quote-attr-loss{font-size:13px;color:oklch(0.52 0.014 255)}

/* FAQs */
.faq-band{background:var(--paper);border-top:1px solid var(--line)}
.faq-inner{max-width:1280px;margin:0 auto;padding:96px 44px;display:grid;grid-template-columns:.8fr 1.2fr;gap:72px;align-items:start}
.faq-head{display:flex;flex-direction:column;gap:16px;position:sticky;top:112px}
.faq-head h2{margin:0;font-size:40px;font-weight:600;letter-spacing:-.035em;line-height:1.08;text-wrap:balance}
.faq-head p{margin:0;font-size:15.5px;line-height:1.7;color:var(--slate-4);text-wrap:pretty}
.faq-list{display:flex;flex-direction:column;gap:12px}
.faq{background:#fff;border:1px solid var(--line);border-radius:14px;padding:4px 26px}
.faq-btn{width:100%;text-align:left;padding:22px 0;display:flex;align-items:center;justify-content:space-between;gap:24px}
.faq-q{font-size:17.5px;font-weight:500;letter-spacing:-.02em;color:var(--ink)}
.faq-sym{font-size:20px;font-weight:400;color:var(--accent);width:20px;text-align:center;flex-shrink:0;transition:transform .2s ease}
.faq.open .faq-sym{transform:rotate(45deg)}
.faq-a{overflow:hidden;max-height:0;transition:max-height .3s ease}
.faq-a-inner{margin:0;padding:0 60px 24px 0;font-size:15.5px;line-height:1.75;color:var(--slate-3);text-wrap:pretty}
.faq-a-inner p{margin:0 0 12px}
.faq-a-inner p:last-child{margin-bottom:0}

/* Contact block */
.contact-outer{background:var(--paper);padding:0 44px 96px}
.contact-outer.first{padding-top:96px}
.contact-card{max-width:1280px;margin:0 auto;background:var(--dark);color:oklch(0.96 0.005 250);border-radius:24px;overflow:hidden;display:grid;grid-template-columns:1fr 1fr}
.contact-left{padding:60px 52px;display:flex;flex-direction:column;gap:22px;background:radial-gradient(110% 80% at 12% 6%, oklch(0.34 0.06 248) 0%, rgba(0,0,0,0) 62%)}
.contact-left .eyebrow{color:oklch(0.72 0.08 248)}
.contact-left h2{margin:0;font-size:40px;font-weight:600;letter-spacing:-.038em;line-height:1.05;text-wrap:balance}
.contact-left > p{margin:0;font-size:16.5px;line-height:1.7;color:oklch(0.8 0.015 250);max-width:28em;text-wrap:pretty}
.contact-block{margin-top:auto;display:flex;flex-direction:column;gap:10px;padding-top:32px}
.contact-phone{font-size:34px;font-weight:600;letter-spacing:-.035em;color:oklch(0.97 0.004 250)}
.contact-phone:hover{color:#fff}
.contact-meta{font-size:14px;color:oklch(0.76 0.02 250)}
.contact-meta a{color:oklch(0.76 0.02 250)}
.contact-meta a:hover{color:#fff}
.contact-right{padding:52px;display:flex;flex-direction:column;gap:18px;background:var(--dark-2)}
.contact-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:8px}
.field label{font-size:12.5px;font-weight:500;color:oklch(0.76 0.02 250)}
.field input,.field textarea,.field select{font:inherit;color:#fff;height:46px;background:var(--dark-3);border:1px solid var(--dark-line);border-radius:10px;padding:0 14px;transition:border-color .15s ease;-webkit-appearance:none;appearance:none}
.field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='none' stroke='%23a8b2c3' stroke-width='2' stroke-linecap='round' stroke-linejoin='round' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:36px}
.field textarea{height:96px;padding:12px 14px;resize:vertical;font-family:inherit;line-height:1.5}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--accent-3)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{font-size:13px;font-weight:500;padding:8px 15px;border-radius:100px;border:1px solid oklch(0.4 0.016 255);color:oklch(0.82 0.015 250);cursor:pointer;background:transparent;transition:background .15s,border-color .15s,color .15s;font-family:inherit}
.chip.on{border-color:var(--accent-3);background:oklch(0.32 0.04 248);color:oklch(0.94 0.01 250)}
.submit{background:var(--accent-4);color:oklch(0.16 0.02 255);font-size:15.5px;font-weight:600;text-align:center;padding:15px;border-radius:100px;cursor:pointer;border:none;font-family:inherit;transition:background .15s ease}
.submit:hover{background:oklch(0.72 0.1 248)}
.field-note{font-size:12px;color:oklch(0.68 0.02 250);line-height:1.6}
.field-note a{color:oklch(0.8 0.06 248)}

/* Footer */
.footer{background:#fff;border-top:1px solid var(--line);color:var(--slate-3)}
.footer-inner{max-width:1280px;margin:0 auto;padding:64px 44px 32px;display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:56px}
.footer-brand{display:flex;flex-direction:column;gap:20px}
.footer-brand .logo-word{font-size:28px;color:var(--dark)}
.footer-brand .logo-sub{font-size:7px;color:var(--slate-5)}
.footer-brand p{margin:0;font-size:14px;line-height:1.75;max-width:26em;text-wrap:pretty}
.footer-fca{font-size:12px;color:var(--slate-6);line-height:1.6;padding-top:4px}
.footer-col{display:flex;flex-direction:column;gap:11px;font-size:14px}
.footer-col-title{font-size:12.5px;font-weight:700;color:var(--ink);letter-spacing:.02em;text-transform:uppercase}
.footer-col a,.footer-col span{color:var(--slate-4)}
.footer-col a:hover{color:var(--ink)}
.footer-bottom{max-width:1280px;margin:0 auto;padding:24px 44px 52px;border-top:1px solid oklch(0.955 0.004 250);display:flex;flex-wrap:wrap;gap:20px;justify-content:space-between;font-size:12.5px;color:var(--slate-7)}
.footer-bottom-links{display:flex;flex-wrap:wrap;gap:16px}
.footer-bottom-links a{color:var(--slate-7)}
.footer-bottom-links a:hover{color:var(--ink)}

/* Prose (long-form pages) */
.prose-band{padding:0;background:#fff}
.prose-inner{max-width:1280px;margin:0 auto;padding:80px 44px;display:grid;grid-template-columns:.72fr 1.28fr;gap:64px;align-items:start}
.prose-side{position:sticky;top:112px;display:flex;flex-direction:column;gap:14px}
.prose-side .eyebrow{margin-bottom:2px}
.prose-side h2{margin:0;font-size:34px;font-weight:600;letter-spacing:-.03em;line-height:1.1;text-wrap:balance}
.prose-side p{margin:0;font-size:15px;line-height:1.7;color:var(--slate-4)}
.prose{font-size:16.5px;line-height:1.75;color:var(--ink-4);display:flex;flex-direction:column;gap:20px;max-width:none}
.prose h2{margin:32px 0 4px;font-size:26px;font-weight:600;letter-spacing:-.025em;color:var(--ink);line-height:1.2}
.prose h2:first-child{margin-top:0}
.prose h3{margin:20px 0 -4px;font-size:19px;font-weight:600;letter-spacing:-.015em;color:var(--ink)}
.prose p{margin:0;text-wrap:pretty}
.prose ul,.prose ol{margin:0;padding-left:22px;display:flex;flex-direction:column;gap:10px}
.prose li{padding-left:4px}
.prose li::marker{color:var(--accent)}
.prose strong{color:var(--ink);font-weight:600}
.prose blockquote{margin:8px 0;padding:16px 22px;border-left:3px solid var(--accent);background:var(--paper-2);border-radius:0 10px 10px 0;color:var(--ink-3);font-style:italic}
.prose hr{border:none;border-top:1px solid var(--line);margin:16px 0}
.callout{background:var(--accent-bg);border:1px solid var(--accent-line);border-radius:14px;padding:22px 26px;display:flex;flex-direction:column;gap:8px}
.callout .eyebrow{margin-bottom:4px}
.callout p{margin:0;font-size:15.5px;line-height:1.65;color:var(--ink-3)}
.callout strong{color:var(--ink)}
.callout .btn{margin-top:10px;align-self:flex-start}

/* Full-width prose (used for legal pages) */
.prose-solo{max-width:820px;margin:0 auto;padding:64px 44px 96px}
.prose-solo .prose{font-size:15.5px}
.prose-solo h1{margin:0 0 12px;font-size:38px;font-weight:600;letter-spacing:-.03em;line-height:1.1}
.prose-solo .updated{font-size:13px;color:var(--slate-6);margin-bottom:24px;font-family:'Spline Sans Mono',monospace;letter-spacing:.04em;text-transform:uppercase}

/* Related pages / index grid */
.related-band{background:var(--paper);border-top:1px solid var(--line)}
.related-inner{max-width:1280px;margin:0 auto;padding:72px 44px}
.related-inner h2{margin:0 0 24px;font-size:26px;font-weight:600;letter-spacing:-.025em}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.related-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;display:flex;flex-direction:column;gap:8px;transition:border-color .2s ease,transform .2s ease}
.related-card:hover{border-color:oklch(0.88 0.02 248);transform:translateY(-1px)}
.related-card h3{margin:0;font-size:16px;font-weight:600;letter-spacing:-.015em;color:var(--ink)}
.related-card p{margin:0;font-size:13.5px;line-height:1.6;color:var(--slate-5)}
.related-card .go{margin-top:6px;font-size:13.5px;font-weight:600;color:var(--accent)}

/* Coverage strip */
.coverage-inner{max-width:1280px;margin:0 auto;padding:64px 44px;display:flex;flex-direction:column;gap:24px}
.coverage-inner h2{margin:0;font-size:26px;font-weight:600;letter-spacing:-.025em}
.coverage-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:10px 20px;font-size:14.5px;color:var(--slate-3)}
.coverage-grid span{padding:6px 0;border-top:1px solid var(--line-2)}

/* Two-column feature (image + text) */
.feature{padding:0;background:#fff}
.feature-inner{max-width:1280px;margin:0 auto;padding:96px 44px;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.feature-inner.reverse{grid-template-columns:1fr 1fr}
.feature-copy{display:flex;flex-direction:column;gap:20px}
.feature-copy h2{margin:0;font-size:38px;font-weight:600;letter-spacing:-.03em;line-height:1.1;text-wrap:balance}
.feature-copy p{margin:0;font-size:16.5px;line-height:1.7;color:var(--slate-3);text-wrap:pretty}
.feature-copy ul{display:flex;flex-direction:column;gap:10px;padding-left:0;list-style:none}
.feature-copy ul li{padding-left:24px;position:relative;font-size:15.5px;line-height:1.6;color:var(--ink-4)}
.feature-copy ul li::before{content:'';position:absolute;left:0;top:8px;width:12px;height:2px;background:var(--accent);border-radius:2px}
.feature-image{aspect-ratio:5/4;border-radius:18px;overflow:hidden;background:oklch(0.94 0.006 250);box-shadow:0 30px 60px -30px rgba(20,30,45,.14)}
.feature-image img{width:100%;height:100%;object-fit:cover;display:block}
.img-placeholder{width:100%;height:100%;background:repeating-linear-gradient(135deg, oklch(0.94 0.006 250) 0 10px, oklch(0.968 0.004 250) 10px 20px);display:flex;align-items:flex-end;justify-content:flex-start;padding:22px;position:relative}
.img-placeholder::before{content:'';position:absolute;inset:0;background:linear-gradient(180deg, rgba(255,255,255,0) 40%, rgba(255,255,255,.55) 100%)}
.img-placeholder-caption{position:relative;font-family:'Spline Sans Mono',ui-monospace,SFMono-Regular,Menlo,monospace;font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:oklch(0.5 0.014 250);background:rgba(255,255,255,.92);padding:8px 12px;border-radius:100px;box-shadow:0 4px 12px -6px rgba(20,30,45,.14)}

/* Fees page — audience sections */
.fee-audience{background:#fff;border-top:1px solid var(--line)}
.fee-audience.alt{background:var(--paper)}
.fee-audience-inner{max-width:1040px;margin:0 auto;padding:80px 44px;display:flex;flex-direction:column;gap:24px}
.fee-audience .eyebrow{margin-bottom:2px}
.fee-audience h2{margin:0;font-size:38px;font-weight:600;letter-spacing:-.03em;line-height:1.08;text-wrap:balance}
.fee-audience-lede{margin:0;font-size:18px;line-height:1.65;color:var(--slate-3);text-wrap:pretty;max-width:46em}
.fee-audience-cols{display:grid;grid-template-columns:1fr 1fr;gap:44px;padding-top:10px}
.fee-audience-col h3{margin:0 0 12px;font-size:19px;font-weight:600;letter-spacing:-.015em;color:var(--ink)}
.fee-audience-col p{margin:0 0 12px;font-size:15.5px;line-height:1.7;color:var(--slate-3);text-wrap:pretty}
.fee-audience-col p:last-child{margin-bottom:0}
.fee-audience-col ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:8px;font-size:15px;line-height:1.6;color:var(--ink-4)}
.fee-audience-col li::marker{color:var(--accent)}
.fee-audience-consult{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:22px 26px;margin-top:6px;display:flex;flex-direction:column;gap:12px}
.fee-audience.alt .fee-audience-consult{background:#fff}
.fee-audience-consult h3{margin:0;font-size:17px;font-weight:600;letter-spacing:-.015em;color:var(--ink)}
.fee-audience-consult ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:8px;font-size:15px;line-height:1.6;color:var(--ink-4)}
.fee-audience-consult li::marker{color:var(--accent)}
.fee-audience-close{margin:8px 0 0;font-size:17px;line-height:1.5;color:var(--ink);text-wrap:pretty}
.fee-audience-close strong{color:var(--ink);font-weight:600}
.fee-audience-cta{display:flex;flex-wrap:wrap;gap:12px;padding-top:14px}

/* FCA regulation callout band (fees page) */
.reg-callout{background:var(--dark);color:#fff;border-top:1px solid var(--dark-line);border-bottom:1px solid var(--dark-line)}
.reg-callout-inner{max-width:1040px;margin:0 auto;padding:48px 44px;display:flex;align-items:center;gap:36px;flex-wrap:wrap;justify-content:space-between}
.reg-callout-copy{max-width:64ch;display:flex;flex-direction:column;gap:10px}
.reg-callout-copy .eyebrow{color:oklch(0.78 0.05 248)}
.reg-callout-copy h2{margin:0;font-size:28px;font-weight:600;letter-spacing:-.025em;line-height:1.1;color:#fff}
.reg-callout-copy p{margin:0;font-size:15.5px;line-height:1.65;color:oklch(0.88 0.01 250);text-wrap:pretty}

/* Why-KBR reasons grid (used on fees page and elsewhere) */
.why-band{background:#fff;border-top:1px solid var(--line)}
.why-inner{max-width:1280px;margin:0 auto;padding:96px 44px;display:flex;flex-direction:column;gap:48px}
.why-head{display:flex;flex-direction:column;gap:14px;max-width:640px}
.why-head h2{margin:0;font-size:38px;font-weight:600;letter-spacing:-.032em;line-height:1.08;text-wrap:balance}
.why-head p{margin:0;font-size:16.5px;line-height:1.7;color:var(--slate-4);text-wrap:pretty}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.why-card{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:28px;display:flex;flex-direction:column;gap:10px;transition:border-color .2s ease,transform .2s ease}
.why-card:hover{border-color:oklch(0.88 0.02 248);transform:translateY(-1px)}
.why-card .why-num{font-family:'Spline Sans Mono',monospace;font-size:11px;letter-spacing:.14em;color:var(--accent-3)}
.why-card h3{margin:0;font-size:19px;font-weight:600;letter-spacing:-.02em;color:var(--ink)}
.why-card p{margin:0;font-size:14.5px;line-height:1.7;color:var(--slate-4);text-wrap:pretty}

/* Static info cards (no hover translate, used on contact page) */
.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.info-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px}
.info-card h3{margin:0 0 8px;font-size:16px;font-weight:600;letter-spacing:-.015em;color:var(--ink)}
.info-card p{margin:0;font-size:14.5px;line-height:1.7;color:var(--slate-3)}
.info-card a{color:var(--ink);border-bottom:1px solid var(--accent-line-2);transition:border-color .15s}
.info-card a:hover{border-color:var(--accent)}
.info-card strong{color:var(--ink);font-weight:600}

/* Ribbon strip / small CTA */
.ribbon{background:var(--dark);color:#fff}
.ribbon-inner{max-width:1280px;margin:0 auto;padding:44px;display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap}
.ribbon h3{margin:0;font-size:22px;font-weight:600;letter-spacing:-.02em;color:#fff;max-width:32em}
.ribbon-btns{display:flex;gap:12px;flex-wrap:wrap}

/* 404 */
.notfound{min-height:70vh;display:flex;align-items:center}
.notfound-inner{max-width:820px;margin:0 auto;padding:96px 44px;text-align:center;display:flex;flex-direction:column;gap:20px;align-items:center}
.notfound h1{margin:0;font-size:56px;font-weight:600;letter-spacing:-.035em}
.notfound .code{font-family:'Spline Sans Mono',monospace;color:var(--accent);letter-spacing:.16em;font-size:12px;text-transform:uppercase}

/* Responsive */
@media (max-width:1100px){
    .nav-links{display:none}
    .mob-toggle{display:flex}
    .nav-phone{display:none}
    .nav-phone-mob{display:inline-flex}
    .nav-cta{padding:10px 16px;font-size:13px}
}
@media (max-width:520px){
    .nav-cta{display:none}
}
@media (max-width:1024px){
    .wrap{padding:0 32px}
    .nav-inner{padding:16px 32px;gap:20px}
    .hero-inner{padding:80px 32px 72px;gap:56px}
    .hero h1{font-size:54px}
    .hero-stats{padding:0 32px 64px}
    .page-hero-inner{padding:52px 32px 60px}
    .page-hero h1{font-size:44px}
    .section-inner{padding:80px 32px}
    .sec-h h2{font-size:36px}
    .who-grid,.claims-grid,.process-grid,.related-grid{grid-template-columns:repeat(2,1fr)}
    .fee-inner,.feature-inner{padding:80px 32px;gap:56px}
    .faq-inner{padding:80px 32px;gap:56px;grid-template-columns:1fr}
    .faq-head{position:static}
    .prose-inner{padding:64px 32px;grid-template-columns:1fr;gap:36px}
    .prose-side{position:static}
    .contact-outer{padding:0 32px 80px}
    .contact-outer.first{padding-top:80px}
    .contact-left,.contact-right{padding:44px 36px}
    .footer-inner{padding:56px 32px 32px;gap:40px;grid-template-columns:1.5fr 1fr 1fr;}
    .footer-brand{grid-column:1/-1}
    .footer-bottom{padding:24px 32px 40px}
    .hero-badge-card{left:-16px}
    .coverage-inner{padding:56px 32px}
    .coverage-grid{grid-template-columns:repeat(4,1fr)}
    .ribbon-inner{padding:36px 32px}
    .prose-solo{padding:56px 32px 80px}
}
@media (max-width:720px){
    .nav-inner{padding:12px 18px;gap:10px}
    .hero-inner{padding:44px 20px;gap:32px;grid-template-columns:1fr}
    .hero h1{font-size:38px;letter-spacing:-.032em;line-height:1.04}
    .hero-lede{font-size:16.5px}
    .hero-pill span:last-child{font-size:12px}
    .hero-btns{width:100%}
    .hero-btns .btn{flex:1;min-width:0}
    .hero-visual{margin-top:8px}
    .hero-image{aspect-ratio:4/3}
    .hero-badge-card{position:relative;left:auto;bottom:auto;align-self:stretch;padding:14px 18px}
    .hero-badge-card-title{font-size:22px}
    .hero-stats{padding:0 20px 40px}
    .hero-stats-grid{grid-template-columns:1fr 1fr;gap:20px 24px;padding-top:24px}
    .hero-stat-num{font-size:24px}
    .hero-stat-label{font-size:12.5px}
    .page-hero-inner{padding:36px 20px 44px;gap:14px}
    .page-hero h1{font-size:34px;letter-spacing:-.03em}
    .page-hero-lede{font-size:16px}
    .page-hero-btns{width:100%}
    .page-hero-btns .btn{flex:1;min-width:0}
    .crumbs{font-size:10.5px;letter-spacing:.05em;gap:6px}
    .section-inner,.fee-inner,.feature-inner,.faq-inner,.prose-inner{padding:48px 20px;gap:28px}
    .fee-inner,.feature-inner{grid-template-columns:1fr;gap:32px}
    /* On mobile always show copy above image, regardless of .reverse */
    .feature-inner.reverse{display:flex;flex-direction:column}
    .feature-inner:not(.reverse){display:flex;flex-direction:column}
    .feature-inner:not(.reverse) .feature-image{order:2}
    .feature-inner:not(.reverse) .feature-copy{order:1}
    .feature-inner.reverse .feature-image{order:2}
    .feature-inner.reverse .feature-copy{order:1}
    .sec-h h2,.fee-copy h2,.faq-head h2,.feature-copy h2{font-size:28px;letter-spacing:-.025em}
    .who-grid,.claims-grid,.process-grid,.diff-grid,.related-grid,.info-grid{grid-template-columns:1fr;gap:14px}
    .quote-card{padding:26px 22px;gap:22px}
    .quote-card blockquote{font-size:18px;line-height:1.5}
    .contact-outer{padding:0 16px 48px}
    .contact-outer.first{padding-top:48px}
    .contact-card{grid-template-columns:1fr;border-radius:18px}
    .contact-left,.contact-right{padding:32px 22px}
    .contact-left h2{font-size:26px}
    .contact-phone{font-size:24px}
    .contact-block{padding-top:16px}
    .contact-row{grid-template-columns:1fr;gap:14px}
    .footer-inner{padding:40px 20px 20px;gap:28px;grid-template-columns:1fr 1fr}
    .footer-brand{grid-column:1/-1}
    .footer-bottom{padding:22px 20px 36px;font-size:11.5px;gap:14px}
    .footer-bottom-links{gap:12px 16px}
    .prose-solo{padding:36px 20px 56px}
    .prose-solo h1{font-size:28px}
    .prose h2{font-size:22px}
    .coverage-grid{grid-template-columns:repeat(2,1fr);gap:6px 20px}
    .ribbon-inner{padding:28px 20px;gap:20px}
    .ribbon h3{font-size:19px;line-height:1.35}
    .ribbon-btns{width:100%}
    .ribbon-btns .btn{flex:1;padding:13px 18px;font-size:14.5px}
    .notfound-inner{padding:56px 20px;gap:16px}
    .notfound h1{font-size:32px}
    .callout{padding:20px 22px}
    .fee-audience-inner{padding:52px 20px;gap:18px}
    .fee-audience h2{font-size:28px;letter-spacing:-.025em}
    .fee-audience-lede{font-size:16px}
    .fee-audience-cols{grid-template-columns:1fr;gap:26px;padding-top:6px}
    .fee-audience-close{font-size:15.5px;line-height:1.55}
    .fee-audience-cta{padding-top:8px;flex-direction:column;gap:10px}
    .fee-audience-cta .btn{width:100%;flex:none}
    .fee-audience-consult{padding:20px 20px;margin-top:2px}
    .fee-audience-consult h3{font-size:16px}
    .fee-audience-consult ul{font-size:14.5px}
    .reg-callout-inner{padding:36px 20px;gap:20px;flex-direction:column;align-items:flex-start}
    .reg-callout-copy h2{font-size:22px}
    .reg-callout-copy p{font-size:15px}
    .reg-callout .btn-light{width:100%;text-align:center}
    .why-inner{padding:52px 20px;gap:28px}
    .why-head h2{font-size:28px;letter-spacing:-.025em}
    .why-head p{font-size:15.5px}
    .why-grid{grid-template-columns:1fr;gap:14px}
    .why-card{padding:22px 20px}
}
@media (max-width:400px){
    .hero h1{font-size:34px}
    .page-hero h1{font-size:30px}
    .hero-btns,.page-hero-btns{flex-direction:column}
    .hero-btns .btn,.page-hero-btns .btn{width:100%}
    .ribbon-btns{flex-direction:column}
    .ribbon-btns .btn{width:100%;flex:none}
}